There is no such thing as free lunch.

Free advice is often biased.

Commission free trading does not exist as costs are hidden in transaction costs such as less favourable execution price.

Our pricing model is fair, clear and transparent

We have 3 fee plans. Pick one that suits you best – either 1, 2, or 3.

1. Performance Fees

If we do not perform, you do not get charged!

Unless your portfolio’s return (calculated by the independent custodian) exceeds the agreed benchmark, there are no fees. If it beats the benchmark, 30% of the excess returns will be shared with Crea8.

Benchmark Factor Based or Sustainable Investing Goal Based Investing
Annual Return
Based on Index
MSCI World Index
Bloomberg Barclays 1-3 Month U.S. Treasury Bills Index, S&P Target Risk Conservative, Moderate, Adventurous or Aggressive Index (depending on your risk profile)

For example, your account grew from USD 10,000 to USD 11,000 in the current quarter, representing a 10% increase. The benchmark index increased 7% during the same period. A performance fee of USD 9.00 is charged (30% x (10%-7%) x 1,000). No fee is charged based on the size of the account.

2. Tiered Fees Based On Your Account Size

So the more you invest, the lower your fees would be.

Size of Account Annualised Fee
USD 0 – USD 10,000
USD 10,001 – USD 25,000
USD 25,001 – USD 100,000
USD 100,001 – USD 500,000
USD 500,001 and above

3. Monthly Fees


USD 388


You can change fee package before the start of each quarter, to be applicable in the subsequent quarter. There is no charge for changing fee package.

Our fees are charged separately from our broker partner, IB, which is available here. For your purpose, fixed commission is cheaper.

So, compared to investing via a fund, are you being charged twice – once for Crea8’s advice and second time for broker’s execution?