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Fees Plan

There is no such thing as free lunch.

Free advice is often biased.

Commission free trading does not exist as costs are hidden in transaction costs such as less favourable execution price.

Our pricing model is fair, clear and transparent

We have 3 fee plans. Pick one that suits you best – either 1, 2, or 3.

1. Performance Fees

If we do not perform, you do not get charged!
Unless your portfolio’s return (calculated by the independent custodian) exceeds the agreed benchmark, there are no fees. If it beats the benchmark, 30% of the excess returns will be shared with Crea8.

For example, your account grew from USD 10,000 to USD 11,000 in the current quarter, representing a 10% increase. The benchmark index increased 7% during the same period. A performance fee of USD 9.00 is charged (30% x (10%-7%) x 1,000). No fee is charged based on the size of the account.

Factor Based or
Sustainable Investing

Benchmark

8%

Annual Return

MSCI World Index

Based on Index

Goal Based
Investing

Benchmark

4%

Annual Return

Bloomberg Barclays 1-3 Month U.S. Treasury Bills Index, S&P Target Risk Conservative, Moderate, Adventurous or Aggressive Index (depending on your risk profile)

Based on Index

2. Tiered Fees Based On Your Account Size

So the more you invest, the lower your fees would be.

Size of Account Annualised Fee
USD 0 – USD 10,000
0.88%
USD 10,001 – USD 25,000
0.78%
USD 25,001 – USD 100,000
0.68%
USD 100,001 – USD 500,000
0.38%
USD 500,001 and above
0.28%

Based on a Portfolio Value of US$30,000

US$204
per annum

Waived Royalty Fees

0.68%
Advisory Fees

US$600-1,200
per annum

Hidden Fees

Sales Commission & Set-up Fees

1-2%
Management Fees

3. Monthly Fees

Fixed

USD 388

/month

You can change fee package before the start of each quarter, to be applicable in the subsequent quarter. There is no charge for changing fee package.

Our fees are charged separately from our broker partner, IB, which is available here. For your purpose, fixed commission is cheaper.

So, compared to investing via a fund, are you being charged twice – once for Crea8’s advice and second time for broker’s execution?