Fees Plan

There is no such thing as free lunch.

Free advice is often biased.

Commission free trading does not exist as costs are hidden in transaction costs such as less favourable execution price.

Our pricing model is fair, clear and transparent.

Choose either a fully digital or dedicated advisor service.

We have 2 fee plans. Pick one that suits you best.

1. Performance Fees

If we do not perform, you do not get charged!
Unless your portfolio’s return (calculated by the independent custodian) exceeds the agreed benchmark, there are no fees. If it beats the benchmark, 30% of the excess returns will be shared with Crea8.

For example, your account grew from USD 10,000 to USD 11,000 in the current quarter, representing a 10% increase. The benchmark index increased 7% during the same period. A performance fee of USD 9.00 is charged (30% x (10%-7%) x 1,000). No fee is charged based on the size of the account.

Factor Based or
Sustainable Investing



Annual Return


MSCI World Index

Based on Index

Goal Based



Annual Return


Depending on your risk profile: Bloomberg Barclays 1-3 Month U.S. Treasury Bills Index, S&P Target Risk Conservative, Moderate, Adventurous or Aggressive Index

Based on Index

2. Tiered Fees Based On Your Account Size

So the more you invest, the lower your fees would be.

Annualised Fee
Size of Account Fully Digital Dedicated Advisor
USD 0 – USD 10,000
1 to 5% depending on advisor
USD 10,001 – USD 25,000
1 to 5% depending on advisor
USD 25,001 – USD 100,000
1 to 5% depending on advisor
USD 100,001 – USD 500,000
1 to 5% depending on advisor
USD 500,001 and above
1 to 5% depending on advisor

Certain fee plans are only available for certain types of accounts. You can change fee package before the start of each quarter, to be applicable in the subsequent quarter. There is no charge for changing fee package.

Our fees are charged separately from the broker.

So, compared to investing via a fund, are you being charged twice – once for Crea8’s advice and second time for broker’s execution?